Terms of Use

These Terms of Use constitute a legally binding agreement between you and althurcreds regarding your use of our self-development platform and services. By creating an account, accessing our content, or using any features of our platform, you acknowledge that you have read, understood, and agree to be bound by these terms.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of the platform after any modifications constitutes acceptance of the updated terms. We recommend reviewing these terms periodically to stay informed of any changes.

althurcreds is a comprehensive self-development platform focused on goal setting strategies and personal growth. Our services include educational content, learning programs, goal tracking tools, and community features designed to support your personal development journey.

The platform provides access to various resources including but not limited to articles, video content, interactive exercises, progress tracking tools, and community forums. All content is designed for educational and informational purposes to help users develop effective goal-setting strategies and personal growth skills.

To use althurcreds, you must be at least 18 years old or have parental consent if you are between 13 and 17 years old. Users under 13 are not permitted to use our platform. By creating an account, you represent that you meet these age requirements and that all information provided is accurate and complete.

You agree to use althurcreds only for lawful purposes and in accordance with these Terms of Use. You are prohibited from using the platform in any way that could damage, disable, overburden, or impair our services or interfere with other users' enjoyment of the platform.

All content on the althurcreds platform, including but not limited to text, graphics, logos, images, videos, software, and compilation of content, is the property of althurcreds and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the platform for personal, non-commercial purposes only.

You retain ownership of any content you create or upload to the platform, but you grant althurcreds a worldwide, royalty-free license to use, modify, and display such content solely for the purpose of providing our services. You represent that you have the right to grant this license and that your content does not infringe upon the rights of any third party.

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using our platform, you consent to the collection and use of your information as described in our Privacy Policy.

We implement appropriate security measures to protect your personal information, but we cannot guarantee absolute security. You acknowledge that you provide your personal information at your own risk and that internet transmission of data cannot be guaranteed to be completely secure.

Certain features of althurcreds may require payment. All fees are stated in US dollars and are non-refundable unless otherwise specified. By purchasing a subscription or premium features, you agree to pay all applicable fees and taxes associated with your use of the platform.

Subscriptions automatically renew unless cancelled before the renewal date. You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing period, and you will continue to have access to premium features until that time.

althurcreds is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the platform's operation, content accuracy, or fitness for any particular purpose. Your use of the platform is at your own risk, and we disclaim all liability for any damages arising from your use of our services.

In no event shall althurcreds be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of the platform, even if we have been advised of the possibility of such damages.

You may terminate your account at any time by following the instructions in your account settings. We may terminate or suspend your account immediately, without prior notice, if you violate these Terms of Use or engage in conduct that we determine is harmful to other users or our platform.

Upon termination, your right to use the platform will cease immediately. We may delete your account and all associated data, though we may retain certain information as required by law or for legitimate business purposes. Termination does not affect any rights or obligations that accrued before termination.

These Terms of Use are governed by and construed in accordance with the laws of the State of Kentucky, United States, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

You agree to waive any right to a jury trial and to participate in class action lawsuits. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.